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The entire of your mixed contributions within a spousal IRA can’t exceed the taxable compensation claimed on a joint tax return.
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Any 401k withdraw to gold ira time you retire, you will take distributions from your Gold IRA similar to with a regular IRA. The gold is bought, plus the proceeds are taxed as common cash flow.
You may not be able to have a tax deduction for your traditional IRA contributions when you also have a 401(k), but which will not impact the amount you're allowed to add.
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